No Bizum in Spain is like no WeChat Pay in China — you are turning customers away.
Cards and PayPal alone lose sales in markets where a local method dominates. Localized payment is not a nice-to-have; it is the entry ticket to those markets.
The market data
- Spain: Bizum has nearly 30 million users and is accepted by over 70,000 online stores. No Bizum ≈ “you are not welcome.”
- Germany: Sofort (instant bank transfer) and SEPA direct debit are mainstream — card penetration is far below the US.
- Brazil: Pix dominates, and installment plans (parcelamento) are a hard requirement.
Dynamic methods: one integration, many options
Stripe’s dynamic payment methods automatically show iDEAL, OXXO, GrabPay, Apple Pay, Google Pay, and 27+ more based on the buyer’s location — no separate gateway per method.
Buy Now, Pay Later (BNPL) pays off
Stripe data: adding BNPL lifts sales ~11% and purchase frequency ~10%. Klarna, Afterpay, and Affirm each cover different markets and demographics.
A market-to-method reference
| Market | Must-have methods |
|---|---|
| United States | Cards, Apple Pay, Google Pay |
| Europe (EU) | SEPA, Sofort, iDEAL, Bizum |
| Latin America | Pix, OXXO, installments |
| Southeast Asia | GrabPay, bank transfer |
Match the methods to the market. For the full global checkout setup, see our WordPress plugin tutorials.
